Marblehead, Swampscott and Salem real estate and homes for sale in Massachusetts - Christine Cowden, REALTOR® Christine Cowden REALTOR(r) for Marblehead, Swampscott and Salem, Massachusetts real estate - NUMBER1EXPERT™ Christine Cowden NUMBER1EXPERT(tm) for Marblehead, Swampscott and Salem, Massachusetts real estate
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: Marblehead, Swampscott and Salem Massachusetts home buying, real estate listings, and homes for sale in Essex County, MA
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides.  

You might be a bit afraid or intimidated by the whole process of buying your first home. As a real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. No strings attached! 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Bargain Properties >Diamonds in the Rough

There are a lot of "diamonds in the rough" for sale. A property with incredible potential may be in a great location, have large sunny rooms and a big yard, but it may also have dated wall paper, worn carpeting, and uninspired bathrooms. If you can look beyond the surface, you may see a house that could be transformed by a little "elbow grease", paint, and new carpets.

A house that is structurally sound with all the systems in good condition may be only a few cosmetic repairs away from being fantastic! A home that does not show well is usually priced accordingly. If the price doesn't reflect the condition of the house, the seller may be more willing to negotiate than a seller who has made a considerable investment in preparing a home for the market.

Bring your imagination with you on your next house hunting trip! You may be pleasantly surprised to find a diamond in the rough.

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Real Estate Trivia
Q 
What was the first land designated by the US government as a National Park?

A 
Yellowstone was established "as a public park or pleasuring ground for the benefit and enjoyment of people" in March 1872.
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Cowden
Coldwell Banker

2 Atlantic Avenue
Marblehead, MA. 01945
Voice Mail: 781-479-4538
Cell: 617-429-8877
Fax: 781-631-8873
Email: christine@MarbleheadHome.com

Christine has been involved in the real estate industry since the mid seventies, when she and her husband began to invest in income properties, buying, selling and renovating many properties. In 1991, Christine joined Coldwell Banker (then Hunneman Real Estate) in Marblehead, and has enjoyed a successful career. A consistent top producer, Christine brings with her a thorough knowledge of the housing market. Christine has a great deal of experience representing both sellers and buyers. She has recently been accredited as a buyer's agent.

ABREqual HousingMLSREALTOR


Coldwell Banker real estate and homes for sale in Marblehead, Swampscott and Salem Massachusetts

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