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Marketing Your Home.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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Compare three mortgages at one time. Download TripleCalc now. It's free.

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Christine Cowden is one of The Top Selling Real Estate Experts™
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National Listings Databases: Marblehead, Swampscott and Salem Massachusetts home buying, real estate listings, and homes for sale in Essex County, MA

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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced.

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more.

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation.

Remember: As a top Marblehead, Swampscott and Salem area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information!

Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Q	What famous writer's home is Rowan Oak?
A	Rowan Oak in Oxford, Mississippi, was the home of William Faulkner from 1930 until his death in 1962.
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See the nation's top rated reports for Schools in Marblehead, Swampscott and Salem >

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Christine Cowden, REALTORŽ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Cowden
Coldwell Banker
2 Atlantic Avenue
Marblehead, MA. 01945
Voice Mail: 781-479-4538
Cell: 617-429-8877
Fax: 781-631-8873
Email: christine@MarbleheadHome.com
Christine has been involved in the real estate industry since the mid seventies, when she and her husband began to invest in income properties, buying, selling and renovating many properties. In 1991, Christine joined Coldwell Banker (then Hunneman Real Estate) in Marblehead, and has enjoyed a successful career. A consistent top producer, Christine brings with her a thorough knowledge of the housing market. Christine has a great deal of experience representing both sellers and buyers. She has recently been accredited as a buyer's agent.

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