Marblehead, Swampscott and Salem real estate and homes for sale in Massachusetts - Christine Cowden, REALTOR® Christine Cowden REALTOR(r) for Marblehead, Swampscott and Salem, Massachusetts real estate - NUMBER1EXPERT™ Christine Cowden NUMBER1EXPERT(tm) for Marblehead, Swampscott and Salem, Massachusetts real estate
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)
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Relocating?: Marblehead, Swampscott and Salem Massachusetts home buying, real estate listings, and homes for sale in Essex County, MA
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Request My Free Relocation Package. Don't Move To Marblehead, Swampscott and Salem Without It! 

Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Marblehead, Swampscott and Salem, Massachusetts area. 

If you will be moving to the Marblehead, Swampscott and Salem area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. 

When you visit, I'll be ready! We will visit the Marblehead, Swampscott and Salem neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As a top Marblehead, Swampscott and Salem real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. 

To get started, fill out the form to request my FREE Marblehead, Swampscott and Salem, Massachusetts Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request my FREE package of Marblehead, Swampscott and Salem relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 

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Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
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What acclaimed house built of stone, concrete, and glass is built over a waterfall?

A 
Fallingwater in Mill Run, PA, built by architect Frank Lloyd Wright, is one of the most-visited homes in the U.S.
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Cowden
Coldwell Banker

2 Atlantic Avenue
Marblehead, MA. 01945
Voice Mail: 781-479-4538
Cell: 617-429-8877
Fax: 781-631-8873
Email: christine@MarbleheadHome.com

Christine has been involved in the real estate industry since the mid seventies, when she and her husband began to invest in income properties, buying, selling and renovating many properties. In 1991, Christine joined Coldwell Banker (then Hunneman Real Estate) in Marblehead, and has enjoyed a successful career. A consistent top producer, Christine brings with her a thorough knowledge of the housing market. Christine has a great deal of experience representing both sellers and buyers. She has recently been accredited as a buyer's agent.

ABREqual HousingMLSREALTOR


Coldwell Banker real estate and homes for sale in Marblehead, Swampscott and Salem Massachusetts

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