Marblehead, Swampscott and Salem real estate and homes for sale in Massachusetts - Christine Cowden, REALTOR® Christine Cowden REALTOR(r) for Marblehead, Swampscott and Salem, Massachusetts real estate - NUMBER1EXPERT™ Christine Cowden NUMBER1EXPERT(tm) for Marblehead, Swampscott and Salem, Massachusetts real estate
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)
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Top Real Estate Links: Marblehead, Swampscott and Salem Massachusetts home buying, real estate listings, and homes for sale in Essex County, MA
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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Marblehead Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Real Estate Trivia
Q 
What is a Buyer Broker?

A 
A buyer broker represents buyers, helping them to find the best property and negotiate the best purchase price and terms.
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Christine Cowden, REALTORŪ, real estate agent and broker for Marblehead, Swampscott and Salem Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

Christine Cowden
Coldwell Banker

2 Atlantic Avenue
Marblehead, MA. 01945
Voice Mail: 781-479-4538
Cell: 617-429-8877
Fax: 781-631-8873
Email: christine@MarbleheadHome.com

Christine has been involved in the real estate industry since the mid seventies, when she and her husband began to invest in income properties, buying, selling and renovating many properties. In 1991, Christine joined Coldwell Banker (then Hunneman Real Estate) in Marblehead, and has enjoyed a successful career. A consistent top producer, Christine brings with her a thorough knowledge of the housing market. Christine has a great deal of experience representing both sellers and buyers. She has recently been accredited as a buyer's agent.

ABREqual HousingMLSREALTOR


Coldwell Banker real estate and homes for sale in Marblehead, Swampscott and Salem Massachusetts

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